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hdfc bank key financial ratios

Asked by CNI Follower · 4 hrs ago · 27-04-2026

Key standalone financial ratios of HDFC Bank Ltd. for FY 2024–25 (year ended 31 March 2025) are approximately as follows:

Profitability & efficiency

- Return on Average Assets (RoA): ~1.9% (hdfc.bank.in)

- Return on Equity (RoE): ~14.6% (hdfc.bank.in)

- Net Interest Margin (NIM, on assets): ~3.5% (hdfc.bank.in)

- Cost-to-income ratio: ~40.5% for FY25 (hdfc.bank.in)

Asset quality

- Gross NPA (GNPA) ratio: ~1.3% of gross advances (around 1.33%) (hdfc.bank.in)

- Net NPA (NNPA) ratio: ~0.43% of advances (hdfc.bank.in)

- Credit cost (provisions as % of advances): ~0.5% for FY25 (0.48% at 31 Mar 2025) (hdfc.bank.in)

Capital & liquidity

- Capital Adequacy Ratio (CRAR, Basel III): ~19.6% (hdfc.bank.in)

- CASA ratio: ~34.8% of total deposits as of 31 Mar 2025 (hdfc.bank.in)

Shareholder return

- Dividend per share (FY25): ₹22 (proposed for the year) (hdfc.bank.in)

Live market-based ratios (P/E, P/B, dividend yield, etc.)

These change daily with the share price. For current P/E, P/B, dividend yield and other valuation multiples, refer to the HDFC Bank “Key Financial Ratios” page on Moneycontrol or similar portals such as NSE/BSE’s HDFCBANK quote section. (moneycontrol.com)

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