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What is the gross NPA number of all public sector banks as on September 2025

Asked by CNI Follower · 3 months ago · 13-12-2025

This is an aggregate PSB asset‑quality data query; the latest publicly available numbers are as follows:

1. As on September 30, 2025 (H1 FY 2025–26) – All Public Sector Banks combined

- The Department of Financial Services (DFS), Ministry of Finance review of PSBs for H1 FY 2025–26 reports:

- Gross NPA (GNPA) ratio of PSBs: 2.30%

- Net NPA ratio of PSBs: 0.45%

- These figures are as of September 2025, but the absolute GNPA amount in ₹ crore/lakh crore is not disclosed in that release. (devdiscourse.com)

So, as of today, the only officially released “gross NPA number” for all PSBs at September 2025 is in percentage (2.30% of advances), not a consolidated rupee amount.

2. Context from the last dates where rupee GNPA amounts are available (for all PSBs)

These help you gauge the trend even though they are for earlier dates:

- As on March 31, 2025 (FY25 year‑end)

- Gross NPA ratio (PSBs): 2.58%

- Gross NPAs (PSBs): ≈ ₹2.83–2.84 lakh crore (government reply in Rajya Sabha, based on provisional RBI data). (fortuneindia.com)

- As on September 30, 2024

- Gross NPA ratio (PSBs): 3.09%

- Gross NPAs (PSBs): ₹3.16 lakh crore (₹3,16,331 crore), as per RBI data placed before Parliament. (economictimes.indiatimes.com)

3. Why a precise rupee GNPA figure for September 2025 is not quoted

- For September 30, 2025, public communications from DFS/MoF so far only give the GNPA ratio (2.30%) and related profitability/asset‑quality ratios, without publishing a consolidated GNPA amount in rupees for all PSBs. (devdiscourse.com)

- Any attempt to back‑calculate a rupee value using approximate advances data would be a derived estimate, not an official number, and should not be used where precision or regulatory parity is required.

For an exact rupee “gross NPA number” as of September 30, 2025, you will have to wait for:

- An MoF written reply to Parliament that specifies the amount, or

- RBI/DFS statistical releases or annex tables that explicitly publish GNPA amounts for PSBs as on that date.

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